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Bank of Ghana Plans to Cap Non-Performing Loan Ratio at 10% by December 2026 - BLOOMBERG

JUNE 03, 2025

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Ghana’s central bank is planning to introduce a cap on non-performing loans for the banking industry to restore asset quality after the West African nation’s debt restructuring and period of high inflation eroded individuals and companies’ ability to repay their loans.

The directive to be enforced by December 2026 will cap non-performing loans ratio at 10%, Bank of Ghana Governor Johnson Asiama said in the capital, Accra, Tuesday.

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